During hard economic times, holiday shoppers see gift-giving as a source of stress rather than cheer. President and CEO of Campbridge Credit Counseling Christopher Viale says creating a budget is the key to staying debt free after the holidays.[audio:http://www.wuft.org/news/files/2011/12/Viale1.mp3]
And creating that budget can be easy.[audio:http://www.wuft.org/news/files/2011/12/Viale3.mp3]
Viale adds debt is the number one cause for anxiety and calling a non-profit credit counselor for financial advice could help relieve some stress.