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Habitat for Humanity Foreclosure-Rehab Plan Helps Marion County Serve Families

By on October 25th, 2013

Power tools are buzzing and renovations are underway in a house that will soon become a home to a family in the near future.

Olga Ramsey, a Habitat for Humanity family partner who has been involved with Habitat for Humanity of Marion County for almost a year, said she is thankful for the program.

Currently, volunteers are working hard to flip a previously foreclosed home for both Ramsey and her daughter.

“I stay in an apartment complex right now,” she said. “I mean, it’s okay. I make due with what I have.”

The Marion County Habitat was one of 50 affiliates chosen from more than 1,500 nationwide for a new foreclosure-rehab plan.

The process begins when Bank of America signs over a foreclosed home to Habitat for Humanity, who then assigns a family to the home. After the family puts at least 350 hours of “sweat equity” and work into the home, Habitat for Humanity provides them a mortgage with zero interest.

Brad Nimmo, Habitat for Humanity of Marion County president, said using the foreclosed houses has helped the organization increase the number of families it can aid.

“It’s really been a blessing for us to be getting these houses because it helps us serve more families,” he said. “We’ll probably be able to double, maybe even triple, the number of families we can serve.”

With the new foreclosure-rehab plan, the Habitat for Humanity of Marion County hopes to help more families than ever. In fact, its goal is to have two families, including the Ramseys, to be moved into their new homes before the holiday season.

Ramsey, who hopes her family will be able to move in by Nov.1, said she cannot wait to call the new house her home.

“It’s been a long road, but I’m very thankful,” Ramsey said.


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